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Blackjack Rule Variants

Two tables that both call themselves “blackjack” can differ by more than a full percentage point in expected cost — it all comes down to decks, soft-17, payout and surrender. Pick a rule set below to see its expected value (EV), house edge and basic-strategy notes.

How rules change the house edge

The anchor is 8-deck S17 at 0.71% house edge (99.29% RTP). From there, each rule moves the number in predictable increments:

  • Blackjack pays 6:5 instead of 3:2 — adds about 1.4% to the house edge, by far the most expensive rule a casino can impose.
  • Dealer hits soft 17 (H17) instead of standing (S17) — costs the player about 0.2%.
  • No double after split (DAS) — about 0.14% worse for the player.
  • Fewer decks help: a single deck is roughly 0.48% better than an 8-deck shoe.
  • Late surrender available — saves about 0.08%.

Asia & Europe (no-hole-card)

ENHC tables where the dealer draws after you act.

Picked a rule set? Next, learn the play: start with the basic strategy overview and browse the strategy guides for the best move in each spot.